2018 OPEN ENROLLMENT
October 1 to October 26 at 4:30
This is your chance to choose or make benefit changes that will be effective Jan. 1, 2019
You can enroll or make changes online in Edison ESS
Health insurance premiums will increase 2.5%
MetLife dental premiums will increase 2%
2019 premiums are listed below
Join webinars to learn more about 2019 benefits options
- If you don’t have WebEx installed on your computer, you can run a temporary application.
- The system will prompt you to run the temporary application.
- You will see Heather Pease’s Personal Room
- You will be asked to enter your name and email.
- Then click join meeting You will see two options. “Select Audio Connection” on the left and “Select Video Connection” on the right
- For Video connection: Please click on the drop down box and click on “no video” For audio connection, you will have a few choices: • Call me (recommended)
Thursday, 9/27 11:00-12:00
Thursday, 10/04 2:00-3:00
Wednesday, 10/10 4:30-5:30
Thursday, 10/18 11:00-12:00
Wednesday, 10/24 4:30-5:30
2018 OPEN ENROLLMENT VIDEO LIBRARY
How to Retrieve Your Edison ID Video
How to Log into Edison the First Time Video
How to Reset Your Edison Password Video
How to Select and Enroll in Benefits Video
HEALTH PLAN COMPARISONS
VISION PLAN COMPARISONS
Optum Employee Assistance Program 24/7
2018-2019 FLU AND PNEUMOCOCCAL VACCINE COVERAGE
Members may get a free flu shot and/or pneumococcal vaccine by using:
Caremark card at a participating network pharmacy or health insurance card (BlueCross BlueShield or Cigna) at their in-network doctor’s office.
The following vaccinations are free to members of the state group insurance program:
• Injectable Seasonal Influenza Vaccine
• Intranasal Seasonal Influenza Vaccine (FluMist®) and Intradermal Flu Vaccine (short needle) and Flublok
• Injectable Seasonal Influenza High Dose (Fluzone® High Dose) Vaccine
• Adult Pneumococcal Vaccine
• Pediatric Pneumococcal Vaccine
IF YOU CHOOSE TO USE YOUR PHARMACY CARD To get the vaccines above at no charge, members must use a participating retail pharmacy. The current list of participating retail pharmacies is available at info.caremark.com/stateoftn.
IF YOU CHOOSE TO USE YOUR MEDICAL CARD Simply contact your in-network doctor’s office and ask if they have the vaccines. You may get the vaccination at your doctor’s office without a copay. (Note: if you are at your doctor’s office for another reason or illness when you get your shot, the doctor may charge an office visit copay.)
24/7 CARE — TELEHEALTH
You can talk to a doctor by phone or computer from anywhere, at any time.
WHEN TO USE TELEHEALTH
For non-emergency medical issues (allergies, asthma, bronchitis, cold & flu, infections, fever, ear aches, nausea, pink eye, sore throat, etc.)
• 24 hours a day, seven days a week — including nights, weekends and holidays
• Your doctor or pediatrician is unavailable
• It’s not convenient to leave your home or work
• You are traveling and need medical care
STATE-SPONSORED TELEHEALTH PROGRAM COST
• PPO Members: Copay is $15 (in-network)
• CDHP Members: You pay the negotiated rate per visit until you reach your deductible, then the primary care office visit coinsurance applies
• Log into BlueAccess at bcbst.com/members/tn_state/
• Look for and select PhysicianNow
• Call 888.283.6691
• Log into MyCigna.com
• Look for MDLive or Amwell and select the vendor of your choice
• Call 888.726.3171 for MDLive or 855.667.9722 for Amwell
EMPLOYEE BENEFITS: RETIREMENT - CERTIFIED STAFF
Tennessee Consolidated Retirement System (TCRS) - LEGACY (Staff hired prior to July 2014):
The Tennessee Consolidated Retirement System (TCRS) is a defined benefit pension plan that covers state employees, higher education employees, K-12 public school teachers, and employees of political subdivisions who have elected to participate in the plan. This means that the amount of any future retirement benefits is determined by a benefit formula rather than an account balance. All full-time teachers are covered by Group I of the retirement system as a condition of employment. As a teacher, you are required to contribute five percent of your salary to the retirement system. Contributions are made on a tax-deferred basis.
TCRS is a “defined benefit” retirement plan, which means that the amount of any future benefit will be determined by a benefit formula rather than by an account balance. In most cases, the amount of the benefit will be affected by three factors: your length of service, your final average salary, and the social security integration level in the year you retire or die.
- Average Final Compensation (AFC) — The AFC is the average of your five highest consecutive years of salary. The benefit payable at retirement cannot exceed 94.5 percent of your average final compensation.
- Creditable Service — Creditable service means membership service under the TCRS plus any other periods of service credited to you by the retirement system. Service credit may be accrued for full-time service as a state employee, as a public school teacher in Tennessee, or as an employee of certain local governments in Tennessee.
Ph: 1 (800) 922.7772
Tennessee Consolidated Retirement System (TCRS) - HYBRID PENSION PLAN (Staff hired after to July 2014):
The Hybrid Plan provides a combination of a defined benefit plan and a defined contribution plan. The defined benefit portion of the Hybrid Plan will be managed by TCRS. The defined contribution assets will be deposited into the state’s 401(k) plan where you will manage the investments within the 401(k) plan. As a state employee, higher education employee or public school teacher, you are required to contribute 5% of your salary to the defined benefit portion of Hybrid Plan. Contributions are made on a tax-deferred basis.
Ph: 1 (800) 701.8255
EMPLOYEE BENEFITS: RETIREMENT - CLASSIFIED STAFF