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Employee Benefits


Tennessee Consolidated Retirement System (TCRS) - LEGACY (Staff hired prior to July 2014):

The Tennessee Consolidated Retirement System (TCRS) is a defined benefit pension plan that covers state employees, higher education employees, K-12 public school teachers, and employees of political subdivisions who have elected to participate in the plan.  This means that the amount of any future retirement benefits is determined by a benefit formula rather than an account balance.All full-time teachers are covered by Group I of the retirement system as a condition of employment.  As a teacher, you are required to contribute five percent of your salary to the retirement system.  Contributions are made on a tax-deferred basis. 

TCRS is a “defined benefit” retirement plan, which means that the amount of any future benefit will be determined by a benefit formula rather than by an account balance. In most cases, the amount of the benefit will be affected by three factors: your length of service, your final average salary, and the social security integration level in the year you retire or die.

  • Average Final Compensation (AFC) — The AFC is the average of your five highest consecutive years of salary. The benefit payable at retirement cannot exceed 94.5 percent of your average final compensation.
  • Creditable Service —  Creditable service means membership service under the TCRS plus any other periods of service credited to you by the retirement system. Service credit may be accrued for full-time service as a state employee, as a public school teacher in Tennessee, or as an employee of certain local governments in Tennessee.


Ph: 1 (800) 922.7772


Tennessee Consolidated Retirement System (TCRS) - HYBRID PENSION PLAN (Staff hired after to July 2014):

The Hybrid Plan provides a combination of a defined benefit plan and a defined contribution plan. The defined benefit portion of the Hybrid Plan will be managed by TCRS. The defined contribution assets will be deposited into the state’s 401(k) plan where you will manage the investments within the 401(k) plan. As a state employee, higher education employee or public school teacher, you are required to contribute 5% of your salary to the defined benefit portion of Hybrid Plan. Contributions are made on a tax-deferred basis.


Ph: 1 (800) 701.8255


Available 24 hours 7 days a week
BlueCross BlueShield of TN Members Log into BlueAccess at
PhysicianNow is on the center of the page and also under the My Health & Wellness tab
Call 888.283.6691

Cigna Members Go to or log into  

MDLive is on the middle right side of the page and also under Find a Doctor, Dentist or Facility

Call 888.726.3171


Insurance & Benefits
Human Resources
Ph: (423) 378.2108
Health & Wellness
Coordinated School Health
Ph: (423) 378.2147
Health & Nursing
Student Health Services 
Ph: (423) 378.2110
School Nutrition Services
Ph: (423) 378.2106
Benefits Webpage
Ph: (423) 378.2123