Employee Benefits

You can talk to a doctor by phone or computer from anywhere, at any time.
For non-emergency medical issues (allergies, asthma, bronchitis, cold & flu, infections, fever, ear aches, nausea, pink eye, sore throat, etc.)
• 24 hours a day, seven days a week — including nights, weekends and holidays
• Your doctor or pediatrician is unavailable
• It’s not convenient to leave your home or work
• You are traveling and need medical care
• PPO Members: Copay is $15 (in-network)
• CDHP Members: You pay the negotiated rate per visit until you reach your deductible, then the primary care office visit coinsurance applies
BlueCross members 
• Log into BlueAccess at bcbst.com/members/tn_state/
• Look for and select PhysicianNow
• Call 888.283.6691
Cigna members
• Log into MyCigna.com
• Look for MDLive or Amwell and select the vendor of your choice
• Call 888.726.3171 for MDLive or 855.667.9722 for Amwell


Tennessee Consolidated Retirement System (TCRS) - LEGACY (Staff hired prior to July 2014):

The Tennessee Consolidated Retirement System (TCRS) is a defined benefit pension plan that covers state employees, higher education employees, K-12 public school teachers, and employees of political subdivisions who have elected to participate in the plan.  This means that the amount of any future retirement benefits is determined by a benefit formula rather than an account balance. All full-time teachers are covered by Group I of the retirement system as a condition of employment.  As a teacher, you are required to contribute five percent of your salary to the retirement system.  Contributions are made on a tax-deferred basis. 

TCRS is a “defined benefit” retirement plan, which means that the amount of any future benefit will be determined by a benefit formula rather than by an account balance. In most cases, the amount of the benefit will be affected by three factors: your length of service, your final average salary, and the social security integration level in the year you retire or die.

  • Average Final Compensation (AFC) — The AFC is the average of your five highest consecutive years of salary. The benefit payable at retirement cannot exceed 94.5 percent of your average final compensation.
  • Creditable Service —  Creditable service means membership service under the TCRS plus any other periods of service credited to you by the retirement system. Service credit may be accrued for full-time service as a state employee, as a public school teacher in Tennessee, or as an employee of certain local governments in Tennessee.

Website: http://treasury.state.tn.us/tcrs/

Phone:1 (800) 922.7772


Tennessee Consolidated Retirement System (TCRS) - HYBRID PENSION PLAN (Staff hired after to July 2014):

The Hybrid Plan provides a combination of a defined benefit plan and a defined contribution plan. The defined benefit portion of the Hybrid Plan will be managed by TCRS. The defined contribution assets will be deposited into the state’s 401(k) plan where you will manage the investments within the 401(k) plan. As a state employee, higher education employee or public school teacher, you are required to contribute 5% of your salary to the defined benefit portion of Hybrid Plan. Contributions are made on a tax-deferred basis. 

Website: https://participant.empower-retirement.com/participant/#/login

Phone: 1 (800) 701.8255


The 401 Money Purchase Plan will help you accumulate retirement savings.
Your account is funded by contributions made by you and Kingsport City Schools. The value of your account fluctuates based on the performance of the investments you select. You manage the investments in your account and can make changes at any time.You don't pay any taxes on the money in your account until you withdraw it.
ICMA-RC participants have access to two types of financial plans for step-by-step help with saving, investing, insurance, estate planning and other financial goals. For more information, visit www.icmarc.org
 ICMA-RC 1-800-669-7400
Weekdays: 8:30 - 9:00 p.m. 
2019 KCS Retirement Meeting Presentation 
TCRS/Empower Presentation